Cosmetologist Liability Insurance

About Cosmetology

“A cosmetologist is anyone performing manicures, hair cutting, styling, shampooing, makeup or other cosmetology services,” according to The National Accrediting Commission of Cosmetology Arts and Sciences.

Also known as a Beautician or Hairstylist or Hairdresser, Manicurist/Pedicurist, and Shampooer are job titles that all fall under the umbrella of cosmetology although licensing and training requirements are different for each.

Methods

Cosmetology Methods: hair stylist hair designer skin care make up manicures hair coloring permanent wave wig stylist shampooing hair treatments wet styling thermal styling hairshaping hair bleaching chemical waving pedicure manicure

Coverage & Cost

Professional liability (malpractice) and general (premises or ‘slip & fall’) liability for one low price: $179yr

Cosmetologists

$2 million of coverage per year
$3 million annual aggregate of coverage
100,000 Damage to Premises                                                  No Deductible