What are the requirements for membership with insurance?
For the membership with insurance to be valid you must at all times be abiding by all state and local laws regarding your specific trade(s).
Why are there no hourly training requirements for membership?
Since we work with over 250 trades and all 50 states we simply can not expect everyone to follow the same requirements so we break it down by individual state/service. We believe this is the most fair way for our members as one should not be required to follow another states laws if they are not practicing there.
I work in several states and do different trades will I be covered?
Yes, this will follow you where ever you go as long as you follow the specific state laws regarding the service you provide.
Why I'm I not required to list my license or show proof of my certification?
Though we do ask for a license or certification number on your application it simply is not required by us or our agent(s). If a claim is submitted the insurance company may ask for proof of this at that time to make sure you were legally operating.
How can I learn about my state requirements? We provide several resources regarding state boards (see below). You are personally responsible for knowing any changes that may occur with state laws in your industry.